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RateLab.com Banking Disclaimers RateLab.com is property of K.O.G. Enterprises, Inc. - a Nevada Corporation. RateLab.com / K.O.G. Enterprises, Inc. is not a depository or financial institution and is not affiliated with or responsible for the services or products advertised by the financial service providers for which you have requested web page links or entered an area of this site on which unaffiliated third parties directly provide content, as may be indicated, for example, by the presence of unaffiliated third party logos or links. RateLab.com / K.O.G. Enterprises, Inc. provides the links and unaffiliated third party direct content to you only as a convenience. RateLab.com / K.O.G. Enterprises, Inc. does not provide, endorse, or guarantee the content, advertising, products, services or other materials available on the financial service providers’ web pages or areas of this site for which they directly provide content. RateLab.com / K.O.G. Enterprises, Inc. does not control, author, edit, or monitor these linked web pages or have any responsibility for the accuracy or availability of information provided on them or on the areas of this site for which content is provided by unaffiliated third parties. Access to online banking, bill payment, mortgage loan or other credit products is provided by unaffiliated third party financial institutions. By proceeding you acknowledge that RateLab.com / K.O.G. Enterprises, Inc. is not responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use or reliance on any content, advertising, product, service or other material available on such linked financial institution web pages or areas of this site for which unaffiliated third party financial institutions directly provide content. You also acknowledge that you are responsible for viewing and abiding by the privacy statements, service agreements and terms of use of the linked web pages. This web site is directed at and made available only to persons who reside in countries where the products or services advertised by the financial service providers are permitted under applicable local law. Any quotes on this site are from unaffiliated third party financial service providers. Nothing contained on this web site is an offer, promise or other specific commitment by RateLab.com / K.O.G. Enterprises, Inc. to make a mortgage, loan or extend credit unless otherwise expressly stated. All collection of credit information and all decisions relating to loans and other extensions of credit are made in the ordinary course of business by the lender to whose web site you have linked or to whose area of this site for which it directly provides content you have navigated. RateLab.com and K.O.G. Enterprises, Inc. are not licensed mortgage brokers or licensed mortgage lenders. By proceeding to the web link or area of this site for which an unaffiliated third party directly provides content, you agree that RateLab.com / K.O.G. Enterprises, Inc. is not offering you a loan or other extension of credit. For important terms and conditions that apply, click on the link for the appropriate service provider. For additional information or assistance, including copies of truth in lending forms or disclosures and loan documentation, you should contact the customer service department of the lender whose web link you have selected or for which you have entered an area of this site for which it directly provides content. RateLab.com / K.O.G. Enterprises, Inc. reserves the right to change or delete from this page any information, including but not limited to loan and other credit product information, without prior notice.

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